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2005年7月21日,上海保监局与有关保险公司及专业保险中介机构就“保险中介机构信用评级方案”进行讨论,初步明确了保险中介机构信用评级的基本思路。 2005年7月16日,中国保监会主席吴定富在中国社科院举行的“寿险公司内含价值国际研讨会”上说,《人身保险内含价值报告编制指引》草稿已完成,计划在年内正式出台并实施。 2005年6月23日,标准普尔发布《中国保险业信用前瞻(2005—2006)》,首次对中国10 家主要保险公司逐一测评。该报告所使用的评价依据是营运表现、投资回报率和资本充足率几个指标。该报告指出,与两年前对中国保险业进行评估时比较,中国保险业当前的财务状况和市场风险的一些不明朗因素有所改善,但处于起步阶段的中国保险业仍需要提升营运管理的质量。
On July 21, 2005, Shanghai Insurance Regulatory Bureau and relevant insurance companies and professional insurance intermediaries discussed the “credit rating scheme for insurance intermediaries”, initially defining the basic idea of the credit rating of insurance intermediaries. On July 16, 2005, Wu Dingfu, chairman of CIRC, said at the “International Seminar on the Inclusive Value of Life Insurance Companies” held by the Chinese Academy of Social Sciences that the draft guideline on the preparation of the personal value insurance embedded report has been completed and is scheduled to be formally introduced during the year And implemented. June 23, 2005, Standard & Poor’s “China’s credit insurance forward looking (2005-2006)”, for the first time on China’s 10 major insurance companies one by one evaluation. The assessment used in the report is based on several indicators of operating performance, return on investment and capital adequacy ratio. The report pointed out that compared with the assessment of China’s insurance industry two years ago, some uncertainties in the current financial condition and market risk in China’s insurance industry have improved. However, the Chinese insurance industry in its infancy still needs to improve its operational management quality.