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当前,世界经济已经由国际金融危机的快速弥漫期进入深度转型调整期,全球正处于产业结构重构与重组的阵痛之中,世界正在寻觅新的经济增长点。互联网金融作为一种新的业态自然引起广泛关注与推崇。本文从《中国互联网金融发展格局研究报告2015》入手,了解我国互联网金融产业格局,对互联网金融模式的利弊进行分析和探讨,最后提出如何完善和构建我国互联网金融安全法律法规体系建设。
At present, the world economy has entered a phase of deep restructuring with the rapid diffusion of the international financial crisis. The world is in the throes of the restructuring and reorganization of the industrial structure. The world is looking for new economic growth points. Internet finance as a new format naturally aroused widespread concern and respected. This article starts with “Research Report on the Development Pattern of Internet Finance in China”, analyzes the pattern of internet finance industry in our country, analyzes and discusses the advantages and disadvantages of the internet finance pattern, and finally proposes how to perfect and construct the legal system of internet finance safety in our country.