在金融危机不断蔓延的形势下,我国政府为应对金融危机对我国经济的影响,近期调整出台了扩大内需,促进经济增长的宏观经济政策。扩大内需,促进消费需求增长是我国今后较长时期内的一项重要工作。政府在促进消费需求增长过程中,除了制定相应的投资消费政策支持外,实施消费信贷制度是一项非常重要的举措。 Under the circumstance that the financial crisis is spreading, in order to cope with the impact of the financial crisis on China’s economy, our government recently adjusted and promulgated the macroeconomic policies of expanding domestic demand and promoting economic growth. To expand domestic demand and promote the growth of consumer demand is an important task for our country in the longer term. In the process of promoting the growth of consumer demand, the government, in addition to formulating the corresponding investment and consumption policy support, implements the consumer credit system as a very important measure.