国之本在家,家庭的兴衰就是国家的兴衰。中国家庭金融调查(CHFS)描绘了中国家庭的过去、现状和未来,同时也折射出中国经济的起伏和发展。国际上关于家庭金融的调查已展开多年,并建立了完善的微观数据库。如美国的消费者金融调查,旨在研究美国家庭收入、资产、负债情况;欧盟的家庭金融与消费网络调查,用于收集欧盟区代表性家庭的消费与金融数据。欧盟内部,还有西班牙的家庭金融调查,意大利的家庭收入与资产调查等。美国及欧元区主要国家的 The home of the country, the rise and fall of the family is the rise and fall of the country. The China Household Financial Survey (CHFS) depicts the past, present and future of Chinese families and at the same time reflects the ups and downs of China’s economy. The international survey on family finance has been going on for many years and a well-established micro-database has been established. For example, the U.S. Consumer Finance Survey is designed to study household income, assets and liabilities in the United States. The EU’s Household Finance and Consumer Network Survey is used to collect consumer and financial data from representative households in the European Union. Within the EU, there are also household financial surveys in Spain, household income and asset surveys in Italy. The United States and the euro area major countries