邮政汇兑业务作为邮政部门经办的四个传统业务之一 ,长期以来在城乡居民的理财生活中居于重要地位 ,特别是改革开放后 ,随着经济生活的活跃 ,人员流动的增加 ,我国邮政汇兑业务得到了快速发展 ,“要汇款、去邮局”的理财观念已经在人们的脑海中形成。但随着近年来各商业银行个 As one of the four traditional businesses handled by the postal service, the postal exchange business has long occupied an important position in the financial management of urban and rural residents. Especially after the reform and opening up, with the active economic activities and the increase of personnel turnover, the postal exchange Business has been rapid development, “to remittance, go to the post office” concept of financial management has been formed in people’s minds. However, with the recent growth of commercial banks