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《保险研究》1995年第2期载李守军文章《我国应建立政策性的企业债券保险制度》认为,企业债券保险制度可以维护投资者利益,促进企业债券的顺利发行,预防债券投资风险,保证个别发债企业因经营管理不善,倒闭破产而无法按期偿还本息时,由国家的政策性保险机构予以赔付。笔者认为,企业债券保险制度的思路无视企业债券的特点,同时也违背了保险原则,在政策上是一种误导。笔者仅就其主要观点提出自己的不同看法,与李守军同志商榷。
“Insurance Research” No. 2, 1995 Li Shoujun article “China should establish a policy of corporate bond insurance system” that the corporate bond insurance system can safeguard the interests of investors and promote the smooth issuance of corporate bonds to prevent the risk of bond investment to ensure that individual Debt issuing enterprises due to poor management, bankruptcy failure to repay principal and interest on schedule, by the state policy insurance institutions to pay. The author believes that the idea of corporate bond insurance system ignores the characteristics of corporate bonds, but also contrary to the principle of insurance, the policy is a misleading. I only put forward my own different views on its main points of view and hold discussions with Comrade Li Shou-jun.