终身教育体系中 ,人要不断的学习。教育投资是人力资本形成的主要途径 ,人力资本在当今经济建设中发挥的作用越来越大。谁来为人力资本投资买单 ?市场经济遵循“谁投资 ,谁受益”的原则。但由于人力资本有与物质资本不同的产权特性 ,使该原则不能保证投资者的利益。因此建立完善的人力资本投资利益保障机制 ,是促进人力资本投资动力的前提条件 :一是建立国家投资为主体的国民化初等教育体系 ;二是建立发达完善的人力资本市场 ;三是建立企业人力资本约束机制 Lifelong education system, people should continue to learn. Educational investment is the main way of human capital formation, and human capital plays more and more important role in the current economic construction. Who will pay for human capital investment? The market economy follows the principle of “who invests and who benefits”. However, because human capital has property rights different from material capital, this principle can not guarantee the interests of investors. Therefore, to establish and improve a mechanism for guaranteeing the investment interests of human capital is a precondition for promoting the motivation of human capital investment. The first is to establish a national primary education system with the state investment as the main body. The second is to establish a well-developed human capital market. The third is to establish a human resource Capital constraint mechanism