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在当前农村金融市场,惜贷和贷难是一个问题的两个方面,一对难兄难弟。一方怕贷出去,收不回,怕坏账呆账;另一方有贷款需求,但若没有抵押物极难贷到。这样就出现了一种怪现象,农村金融市场有市场需求,有金融服务的提供者,但市场需求却得不到满足,其症结在何处呢?根本原因就是信
In the current rural financial markets, the loopholes in loans and loans are two aspects of a problem, one being a fellow. One side is afraid to lend out, but it will not be able to receive it. It fears bad loans and bad loans. The other side has loan demand, but if there is no mortgage, it will be extremely difficult to borrow. This has led to a strange phenomenon. There is a market demand in rural financial markets. There are financial service providers, but the market demand is not met. What are the crux of the problem? The root cause is the letter