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1988年,巴塞尔委员会制定的巴塞尔协议主要针对西方十国集团的风险管理状况,按照风险与资本匹配的原则,核定不同信用风险的最低资本要求,并提出8%的最低资本充足标准。该协议被誉为国际银行监管领域的一个划时代的文件。由于经济情况的日趋复杂,该协议在具体执行过程中也暴露出
In 1988, the Basel Committee formulated the Basel Agreement aimed at the risk management of the Group of 10 in the West. According to the principle of matching risk with capital, the minimum capital requirements for different credit risks were approved and the minimum capital adequacy ratio of 8% was set. The agreement is hailed as an epoch-making document in the area of international banking regulation. Due to the increasingly complicated economic situation, the agreement is exposed in the concrete implementation process