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近期,各商业银行以转口贸易为背景的信用证开证及相关融资业务不良贷款率出现不同程度的上升,应加强转口贸易业务的风险控制,防范信用风险。随着经济全球化和人民币境外结算改革的不断加快,国际贸易市场信息化程度日益提高,以中间业务为背景的转口贸易在沿海城市发展迅猛。由于转口贸易方式项下的货物进出口享有在中转国免征关税、付汇核销和收汇监管相对宽松等优惠政策容易成为违规资金流动的重要渠道。特别是近期,各商业银行以转口贸易为背景的信用证开证及相关融资业务不良贷款率出现不同程度的上升,应加强转口贸易业务的风险控制,防范信用风险。
Recently, the non-performing loan (L / C) rates of issuing letters of credit and related financing businesses of various commercial banks have risen to varying degrees under the background of entrepot trade. Risks of the re-export trade business should be controlled to prevent credit risk. With the acceleration of economic globalization and renminbi overseas settlement reform, the degree of informatization in the international trade market has been increasing day by day. The entrepot trade taking the intermediary business as a background has been developing rapidly in the coastal cities. As the re-export trade under the import and export goods enjoyed the exemption from duty in the transit countries, foreign exchange verification and collection of foreign exchanges relatively easy to regulate the preferential policies easily become an important channel for irregular capital flows. Especially recently, the non-performing loan ratio of letters of credit issuing and related financing business of various commercial banks under the background of entrepot trade has risen to different extents, and the risk control of entrepot trade business should be strengthened to prevent credit risk.