改革开放以来尤其加入WTO后,我国保险业保持了快速发展的势头,保险业整体规模迅速扩大,这是我国保险业发展中的非常可喜的一方面。但是另一方面,我国民众的保险意识相当薄弱,长远看这将影响我国保险业的持续发展。本文对我国保险业这看似矛盾的两方面进行了研究。 Since the reform and opening up, especially after China joined the WTO, China’s insurance industry maintained its momentum of rapid development. The overall size of the insurance industry expanded rapidly. This is a very gratifying aspect of the development of China’s insurance industry. However, on the other hand, people’s awareness of insurance in our country is rather weak. In the long run, this will affect the sustainable development of China’s insurance industry. This paper studies the contradictory aspects of China’s insurance industry.