论文部分内容阅读
信贷风险是我国国有商业银行经营中的面临的一个非常突出的问题,也是制约国有商业银行建立现代金融制度的主要障碍。国家也采取了施工办法来化解信贷风险,但本文认为国有商业银行实行经营转制后应以防范信贷风险为主,并有针对性地提出了信贷风险防范对策。
Credit risk is a very prominent issue facing the operation of state-owned commercial banks in our country. It is also a major obstacle to the establishment of modern financial system by state-owned commercial banks. The state has also adopted a construction approach to dissolve credit risk. However, this paper argues that state-owned commercial banks should focus on preventing credit risk after the operation and restructuring and put forward credit risk prevention measures in a targeted manner.