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四川省“5·12汶川特大地震”抗震救灾指挥部法律顾问陈界融在2008年6月17日《人民法院报》第五版发表了《地震后楼宇按揭贷款法律风险分析》一文(以下简称陈教授文)。陈教授文认为,作为英美法系上的一种物的担保方式,楼宇按揭是“指借款人
Chen Ruirong, Legal Counsel for Earthquake Relief Headquarters, Sichuan Province, ”5.12 Wenchuan Earthquake“ On May 17, 2008, People’s Court of Justice published the fifth edition of the ”Legal Risk Analysis of Mortgage Loans after Earthquake“ (hereinafter referred to as ” Professor Chen text). Professor Chen believes that, as a common law system of the kind of security, mortgage is "refers to the borrower