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【案例】2016年5月16日,马某某向洪某某借款12万元,洪某某向马某某交付了借款,马某某向洪某某出具借条一份,约定其在5月19日前返还借款。6月17日,洪某某通过银行以转账方式又向马某某转账27万元,马某某一直未按时归还借款。后洪某某持马某某出具的12万元借条和银行出
[Case] On May 16, 2016, Ma Moumou borrowed 120,000 yuan from Hong Moumou and Hong Moumou delivered a loan to Ma Moumou. Ma Moumou issued an IOU to Hong Moumou and agreed that in May 19 days ago to return the loan. On June 17, Hong Moumou transferred another 270,000 yuan to Ma Moumou via bank transfer, and Ma Moumou never returned the loan on time. After Hong Moumou Ma Moumou issued 120,000 yuan IOU and bank out