在代理保险业务对邮政业务收入贡献率不断提升的形势下,面对银行保险产品同质化现象严重、销售渠道狭窄、专业人员匮乏、合作保障机制有待完善等一系列问题,邮政需要抓住关键节点,将这项业务做出行业特色。当前,作为邮政金融的一项中间业务,代理保险业务对邮政收入的拉动效应不断增大。以湖北邮政为例,近三年来,邮政代理保险业务的销售规模一直位列全省银保渠道第一,量收同比保持正增 Under the circumstance that the contribution rate of the agency insurance business to the postal service revenue is constantly increasing, in the face of a series of problems such as the serious homogeneity of bank insurance products, the narrow sales channels, the shortage of professional staff and the need to improve the cooperation guarantee mechanism, the postal government needs to grasp the key issues Node, make this business industry characteristics. At present, as an intermediary business of postal finance, the effect of acting insurance business on the postal income is continuously increasing. To Hubei Post as an example, the past three years, the sales volume of postal agency insurance business has been ranked first in the province’s bancassurance channel, the amount of revenue to maintain a positive year on year