论文部分内容阅读
本文分析了我国商业银行引进战略投资者的四种模式,及其积极与消极影响,利用国有商业银行与股份制商业银行2008~2010年面板数据,实证检验了境外战略投资者引入形式对两类商业银行绩效的影响。研究发现,国有商业银行的收益率总体高于股份制商业银行,境外战略投资者股权比例、董事会席位对商业银行绩效有显著正向影响,战略投资者是否担任行政领导对两类商业银行加权净资产收益率与全面摊薄净资产收益率的影响存在差异。基于实证研究结果,为优化商业银行引进境外战略投资者提供对策建议。“,”The paper analyzed China's commercial banks to introduce strategic investors of the four models,and their positive and negative effects,use of state-owned and joint-stock commercial banks from 2008 to 2010 panel data,empirical tests the performance influence of two kinds commercial banks,after introduction of foreign strategic investors.The study shows,state-owned commercial bank's yields overall than joint-stock commercial banks,the proportion of equity board seats on commercial bank's of foreign strategic investors has a significant positive impact on commercial bank performance,strategic investors is served as the administrative leadership of the two types of commercial banks weighted rate of return on net assets and fully diluted net asset yield is affected by the presence of significant difference.Based on the results,the article offered countermeasure proposal for the optimization of commercial banks introducing foreign strategic investors.