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欠发达地区及贫困人口的发展问题是世界面临的重大问题,小额信贷作为辅助贫困地区经济发展的一种金融手段,在发展领域逐渐受到人们的青睐。为推动全球性的小额信贷,联合国将2005年确定为国际小额信贷年。
The development of underdeveloped areas and poor people is a major issue facing the world. As a financial instrument to assist the economic development in poor areas, microfinance is gradually gaining popularity in the field of development. To promote global microfinance, the United Nations identified 2005 as the International Year of Microcredit.