银行信贷必须处理好九个关系郑纯元，范宁宁随着企业经营自主权的扩大，社会主义市场经济将日趋繁荣，价值规律作用的直接结果就是优胜劣汰，故我们银行的信贷资金受到的威胁也将逐渐增加．如果我们不建立一套与市场经济相配套的信贷管理体制，必然会造成信贷调控难以得心... As the direct result of the law of value is the survival of the fittest, the threat to the credit facilities of our banks will also increase gradually. With the expansion of business autonomy, the socialist market economy will become increasingly prosperous. . If we do not set up a credit management system that is compatible with the market economy, it will inevitably lead to difficulties in credit control.