根据各地出台的将农民工纳入住房公积金覆盖范围的政策,分析这一政策在实施中存在的问题,进而运用博弈分析的方法,从制度层面和农民工个体层面对该政策的制度背景及执行过程进行模拟。基于分析结果,提出一系列政策建议,以使该项政策真正能惠及广大农民工。 According to the policies promulgated by local governments to include peasant workers in the coverage of housing provident fund, the problems existing in the implementation of this policy are analyzed, and then the institutional background and implementation process of the policy are analyzed from the system level and peasant workers’ individual level Simulation. Based on the analysis results, a series of policy recommendations are put forward so that the policy can really benefit most migrant workers.