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事件:9月15日,央行决定下调人民币贷款基准利率和中小金融机构人民币存款准备金率,即从2008年9月16日起,下调一年期人民币贷款基准利率0.27个百分点,其他期限档次贷款基准利率按照短期多调、长期少调的原则作相应调整;存款基准利率保持不变。从2008年9月25日起,除工商银行、农业银行、中国银行、建设银行、交通银行、邮政储蓄银行暂不下调外,其他存款类金融机构人民币存款准备金率下调1个百分点,汶川地震重灾区地方法人金融机构存款准备金率下调2个百分点。
Event: On September 15, the central bank decided to lower the benchmark interest rate of RMB loans and the RMB deposit reserve ratio of small and medium financial institutions, that is, cut the benchmark interest rate of one-year RMB loans by 0.27 percentage points from September 16, 2008 onwards, and other term grade loans The benchmark interest rate will be adjusted according to the principle of short-term multi-adjustment and long-term adjustment; the benchmark interest rate for deposits will remain unchanged. From September 25, 2008 onwards, except for ICBC, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications and Postal Savings Bank, the deposit reserve ratio of other deposit-taking financial institutions has been reduced by 1%. The Wenchuan earthquake The hardest hit by local corporate financial institutions deposit reserve ratio down 2 percentage points.