《商人通识》是一部有关工商企业自律以及进行商贸活动的知识和规范的典籍。长期以来,学术界有一种观点,认为晋商称雄商界五个多世纪,有一套自行构建的完善的信用制度体系;而进入民国时期,这种信用体系便不复存 “General merchants” is a book on the self-regulation of business and business activities and knowledge and norms. For a long time, there is a view in academia that the Shanxi merchants have dominated the business sector for more than five centuries and have a well-established system of credit institutions built by themselves. When the Republic of China entered the system, the credit system ceased to exist