进入2017年,国内外经济金融环境更加复杂。外部环境上,全球贸易增速创7年来新低,国际金融市场波动加剧,不稳定不确定性因素加强;内部环境上,结构性问题依旧突出,经济下行压力下各类风险隐患凸显。在金融领域,守住金融安全的底线成为今年金融工作的重要着力点。说到互联网金融领域,自2015年7月央行等十部委联合发布《关于促进互联网金融健康发展的指导意见》以来, In 2017, the economic and financial environment at home and abroad will be more complicated. In the external environment, the growth rate of global trade hit a new low in seven years. The fluctuations in the international financial market have intensified, and the instability and uncertainty factors have been strengthened. In the internal environment, structural problems have remained prominent, and various types of risk risks under the downward pressure on the economy have been highlighted. In the financial sector, keeping the bottom line of financial security has become an important focus of financial work this year. When it comes to the field of Internet finance, since the central bank and ten other ministries and commissions jointly issued the “Guidance Opinion on Promoting the Healthy Development of Internet Finance” in July 2015,