在经济活动中,对于贫困人口和低收入家庭,也许一笔小额贷款就能帮助他们渡过难关,还可能给他们的生活带来巨大的变化;对于许多家庭小作坊或者微小企业,也许一笔小额贷款就能使他们免受危机影响,健康地参与到社会经济活动中去,为自己和他人创造就业机会。一小笔小额贷款对于富人或者大企业来讲,不算什么,而对于贫困人口、低收入家庭、小型或者微型企业,则是为他们提供了实践其想法、发挥其潜能、实现其价值的机会和途径。因此,在我国推广和发展小额信贷,具有特别重要的现实意义。 In economic activities, for the poor and low-income families, maybe a microcredit can help them weather the storm and may bring huge changes in their lives. For many small-family workshops or small businesses, maybe one Pen micro-loans will protect them from the crisis, participate healthily in social and economic activities, and create jobs for themselves and others. A small loan is nothing for the rich or big business, but for the poor, low-income families, small- or micro-enterprises, it gives them the tools to practice their ideas, their potential and value Opportunities and ways. Therefore, promoting and developing microcredit in our country is of particular importance.