那个曾经家喻户晓的故事是这样说的:一个美国老太年轻时贷款买了套房子,住了半辈子,直到临死前终于把房贷还清了;而一个中国老太为了买一套属于自己的房子,辛辛苦苦工作了半辈子,直到临死前才终于存到了足够买一套房子的钱。这是一个关于“超前消赞”的故事,而这个故事中的中国老太显然是生活在多年前的中国社会。众所周知,如今绝大多数的购房者都会毫不犹豫地选择贷款来支付目前对于普通人说根本无法一次性付清的 The well-known story goes like this: An old woman in the United States bought a house for a loan when she was young, and lived in her life until she finally paid off the mortgage before her death; while a Chinese lady tried to buy her own house , Working hard for half a lifetime, until finally dumped enough money to buy a house. This is a story about “advanced negative praise,” and the Chinese grandmother in this story is clearly a Chinese society that lived many years ago. As we all know, the vast majority of homebuyers nowadays will not hesitate to choose a loan to pay for the current ordinary people simply can not be paid in one lump sum