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罗先生,28岁,在广州工作3年,目前月收入5000元。罗太太,教师,26岁,月收入3500元。两人都有社保。孩子2岁,购买了少儿医保。两人和孩子的月生活费用3000元。两人的房贷每月支出为2500元。目前存款3万元,两人希望为孩子准备从幼儿园到上大学的费用。理财需求诊断罗先生目前刚进入家庭成长期,已生育一子,家庭财务状况并不复杂,其资产除一套通过贷款购入的房产外,仅有存款3万元,可投资的资产不多,且尚
Mr. Lo, 28, works in Guangzhou for three years and currently earns 5,000 yuan a month. Mrs. Luo, teacher, 26 years old, monthly income of 3,500 yuan. Both have social security. Children 2 years old, bought children’s health insurance. Two people and children’s monthly living costs 3,000 yuan. The two monthly mortgage payments for 2,500 yuan. The current deposit of 30,000 yuan, two people want to prepare for their children from kindergarten to college costs. Money needs diagnosis Luo has just entered the family growth stage, has given birth to a child, the family financial situation is not complicated, in addition to a set of assets purchased through loans to the property, the only deposit of 30,000 yuan, less investment in assets , And still