联合打击金融犯罪的必要性和可行性联合打击金融犯罪是银行营运资金安全形势变化的客观需要银行安全防范范围和保卫对象不断扩大据统计,辽宁省目前工、农、中、建四大银行的信用卡恶意透支总额达2.5亿元人民币,假个贷和假合同贷款金额高达25亿元人民币。银行安全防范工作的范围和保卫对象不断变化和扩大(手机银行、网上银行、电子银行等新的货币形式逐步取代现金)。银行案件已由传统的暴力抢劫、盗窃银行为主,转变为更多地利 The Joint Necessity and Feasibility of Combating Financial Crimes The Joint Attack on Financial Crimes is an Objective Requirement for the Changes in the Security Situation of Working Capital of Banks An Analysis of the Scope of Bank Security Precautions and the Object of Defense According to statistics, at present, the four major banks in Liaoning Province, namely the industrial, agricultural, medium and large-scale banks Malicious credit card overdraft total amount of 250 million yuan, a loan and fake loan contract amount up to 2.5 billion yuan. The scope of bank security work and the object of defense are constantly changing and expanding (new cash forms such as mobile banking, online banking and e-banking gradually replace cash). Bank cases have been transformed by the traditional violence of robberies and theft of banks into more profits