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我国正处在电子商务的一个飞速成长期。电子商务对于众多行业来说还是一个新鲜的尝试,而在保险领域,电子模式的商务活动早已慢慢渗透到生活和工作中,其中保单的电子化已经是一个不可逆转的发展趋势。保单电子化包括网上保险,航空机票中的电子保单等新型的保险形式。而这些新型的保险形式必然会包含许多法律问题,如保单中的保险人说明义务,免责条款的提示义务等。在十二五的总规划下,作者将从保单电子化中涉及的一些法律问题进行阐明。
Our country is in a period of rapid growth of e-commerce. E-commerce is still a fresh attempt for many industries. In the field of insurance, the business activities of electronic mode have gradually infiltrated into life and work. The electronicization of policy has become an irreversible trend. The electronic warranty includes new types of insurance, such as online insurance and electronic insurance in airline tickets. And these new forms of insurance will inevitably contain many legal issues, such as the insurer’s obligation of explanation in the policy, the obligation of obligation of the exemption clause and so on. Under the 12th Five-Year Plan, the author will clarify some of the legal issues involved in the electronic warrant.