近年来,我国中小企业呈现出良好的发展势头。然而,大多数的中小企业在成长过程中屡次受挫,最主要的问题就是资金不过充足。企业融资的渠道过于窄小,中小企业在银行进行信贷过于困难,这些正是困扰中小企业发展的主要难题。因此,我们需要信托融资这一有效的融资方式来解决此问题。 In recent years, SMEs in China have shown a good momentum of development. However, most small and medium-sized enterprises have suffered repeated frustrations in their growth. The most important issue is that the funds are not sufficient. The financing channel of enterprises is too narrow. It is too difficult for SMEs to carry out credit in banks. These are the major problems that plague the development of SMEs. Therefore, we need trust financing as an effective financing method to solve this problem.