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我国科技型中小企业发展迅速,是推动我国技术创新和高新技术产业发展的重要力量。科技型中小企业建设所需资金少、周期短、决策灵活性强、适应市场性强,利于机制创新和提高创新效率。绵阳涪城区科技型中小企业对涪城区的经济发展起了巨大的推动作用,已经成为经济贡献的一支重要力量。随着互联网技术发展,互联网金融模式在中国迅速发展起来。文章介绍了互联网金融发展的现状及趋势,并结合绵阳市涪城区中小企业融资的困境,探索了互联网金融对涪城区中小企业融资服务开辟的新途径。
The rapid development of China’s small and medium-sized technology-based enterprises is an important force in promoting the development of China’s technological innovation and high-tech industries. Small and medium-sized science and technology enterprises need less capital, short cycle, strong decision-making flexibility and strong market adaptability, which will benefit mechanism innovation and increase innovation efficiency. Mianyang’s Fucheng District SME has played a huge role in promoting the economic development of Fucheng District and has become an important force in economic contribution. With the development of Internet technology, the Internet financial model has rapidly developed in China. This paper introduces the status quo and trends of the development of Internet finance and explores the new ways Internet finance opens up the financing services for SMEs in Fucheng District in combination with the financing difficulties of SMEs in Fucheng District, Mianyang City.