加盟商缺乏自有资金,但总部害怕承担风险,不愿提供品牌背书,连锁贷仍处于纠结中。不仅如此,目前我国还缺乏真正意义上的连锁贷,很多都是普通贷款包装出来的,是不接地气的所谓连锁贷。浙商银行的小企业信贷中心负责人陆征在接受记者采访时,表达了这样的看法。 Franchisee lacks its own funds, but the headquarters afraid to take risks, do not want to provide brand endorsement, chain loans are still in tangled. Not only that, at present, China still lacks a real sense of the chain of credit, many are packaged out of ordinary loans, is the so-called chain loan. Lu Zheng, head of Zheshang Bank’s Small Business Credit Center, expressed his opinion when interviewed by reporters.