银行在我国经济发展中扮演这重要的角色。改革开放以来,国有银行稳步发展的同时,各个地方的商业银行也迅速发展起来,很多商业银行已经成为全国性的商业银行,为人们的生活提供了更加便捷的服务。国家在政策上做出很大调整,有了商业银行的竞争,大大提高了我国银行的整体服务水平和质量。但是商业银行在经济活动中还存在一定的问题,问题主要出现在财务管理方面。文章从我国商业银行财务管理的问题着手研究,并提出财务管理的改革建议。 Banks play an important role in the economic development of our country. Since the reform and opening up, with the steady development of state-owned banks, commercial banks in various places have also developed rapidly. Many commercial banks have become nationwide commercial banks, providing more convenient services to people’s lives. The state has made great adjustments in its policies. With the competition from commercial banks, the overall service level and quality of China’s banks have been greatly enhanced. However, commercial banks still have some problems in their economic activities. The problems mainly appear in the aspects of financial management. This article starts from the financial management of commercial banks in our country, and puts forward the reform proposals of financial management.