市场经济是信用经济。企业是社会主义市场经济的微观基础,企业信用是社会信用体系的重要组成部分。企业信用作为企业重要的无形资产,是企业的生命线,是企业竞争力的重要表现,是企业是否成功、成熟的重要标志,也是企业不断发展壮大的根本保证。然而,在我国由计划经济向市场经济转轨的过程中,农机企业的信用缺失现象日益受到 Market economy is credit economy. Business is the micro-foundation of the socialist market economy, and corporate credit is an important part of the social credit system. As an important intangible asset of an enterprise, corporate credit is the lifeline of an enterprise, an important manifestation of an enterprise’s competitiveness, an important symbol of whether a company is successful or not, and is also a fundamental guarantee for its continuous growth. However, in our country from the planned economy to the market economy in the process of transition, the credit shortage of agricultural machinery enterprises are increasingly affected