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我国的中小企业迅速发展,在整个国民经济中发挥着越来越重要的作用,为我国的经济增长做出了很大贡献。然而,占全国企业数99.8%、工业总产值与利税分别占比为70%和60%、提供了80%以上就业机会的中小企业,仅获得了不足国内金融信贷总额的30%。央行最新发布的数据显示:2009年金融机构新增信贷总量9.59亿元,在政府大力扶持中小企业的背景推动下,中小企业全年累计获新增贷款3.4亿元,也仅为新增总额的35%。到底是什么原因导致这个比例严重失衡?中小企业融资的出路究竟在何方?
The rapid development of China’s small and medium-sized enterprises plays an increasingly important role in the entire national economy and has made great contributions to China’s economic growth. However, SMEs accounting for 99.8% of the total number of enterprises in the country, with 70% and 60% of the total industrial output value and profits and taxes respectively, and providing more than 80% of employment opportunities, only received less than 30% of the total domestic financial credit. The latest data released by the central bank show that in 2009, new credit facilities of financial institutions totaled 959 million yuan. Driven by the government’s strong support for SMEs, SMEs increased their new loans by 340 million yuan for the whole year, Of 35%. In the end is what led to a serious imbalance in this ratio? SME financing out of the way exactly where?