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融资担保机构是近年来我国经济发展形成的新型信用中介机构,能够向企业提供资金支持。相对于银行的要求,融资担保机构对企业的要求更低,这就使其在我国内获得了快速发展,成为我国金融经济结构的重要组成部分。然而,融资担保机构在快速发展的同时也存在风险大的问题,这就严重影响了其自身发展,内部控制成为现代融资担保机构的核心工作。本文主要分析了当前融资担保机构经营中存在的问题,结合问题分析了融资担保机构内部控制机制的建设过程,从而指导我国融资担保机构的发展。
The financing guarantee agency is a new type of credit intermediary agency formed in the economic development of our country in recent years and can provide financial support to the enterprises. Relative to the requirements of the banks, the financing guarantee agencies have lower requirements on the enterprises, which has enabled them to achieve rapid development in our country and become an important part of China’s financial and economic structure. However, with the rapid development of financing guarantee agencies, there are also risks, which seriously affect their own development. Internal control has become the core task of modern financing guarantee agencies. This article mainly analyzes the existing problems in the operation of the financing guarantee institutions and analyzes the construction process of the internal control mechanism of the financing guarantee agencies in combination with the problems to guide the development of the financing guarantee institutions in our country.