目前，一笔贷款经基层行处对申请贷款企业的信用等级、借款金额、借款用途、偿还能力、保证程度、贷款风险等进行调查，拿出意见上报二级分行信贷处；分行信贷处接到《贷款规定审批表》及有关企业资料后，依据本年度新增贷款的投向、投量计划，提出初步意见并报分行审批委... At present, a loan at the grassroots level office to apply for the credit rating of the loan business, the amount of borrowings, borrowings, repayment ability, degree of assurance, loan risk investigation, take out opinions submitted to the credit branch of two branches; credit branch branch received “Loan Regulations Approval Form” and the relevant corporate information, based on this year’s new loan investment, investment plans, put forward their preliminary comments and report to the branch approval ...