侵犯个人信息型信用卡诈骗犯罪作为一种新型犯罪,其本身具有作案手段隐蔽,多为团伙作案等区别于其他类型信用卡诈骗犯罪的典型特点。该类犯罪不但威胁个人信息安全,危害国家金融安全,而且给公安机关和司法机关收集、审查证据,运用法律带来挑战。 As a new type of crime, the crime of infringing the credit card fraud of personal information type has the typical characteristics of being different from those of other types of credit card fraud. Such crimes not only threaten the personal information safety and endanger the national financial security, but also bring challenges to the public security organs and judicial organs in collecting and examining the evidence and applying the law.