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保险索赔时效,一般指被保险人或者受益人在保险标的因保险事故遭受损失后,依照保险合同的约定,请求保险人赔偿或者给付保险金的法定时限。我国《保险法》自1995年10月1日起实施(下称原《保险法》),2009年10月1日修订实施。比较修订前后《保险法》关于保险索赔时效条款的变化:一是用第26条取代原《保险法》第27条;二是将索赔时效的性质明确为“诉讼时效”;三是规定索赔时效的起算时间为被保
The limitation of insurance claims generally refers to the statutory time limit for the insurer or beneficiary to request the insurer to pay compensation or pay the insurance premium in accordance with the provisions of the insurance contract after the insured person or the beneficiary has suffered a loss due to the insured event. China’s “Insurance Law” came into effect on October 1, 1995 (hereinafter the “Insurance Law”) and was revised and implemented on October 1, 2009. Before and after the revision of the Insurance Law on the variation of the limitation clause of insurance claims: First, replace Article 27 of the Insurance Law with Article 26; second, define the nature of the limitation of the claim as “limitation of action ”; The starting date for the insured