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国家专项储备贷款是农业发展银行主要政策性业务之一。总行营业部的业务工作最初是从接办猪肉、食糖储备自营贷款业务开始的,直到目前储备贷款仍是营业部的主体业务,占贷款余额的80%以上。从接办业务到现在的三年多时间里,储备品种逐步增加,贷款余额成倍增长,贷款业务操作从无到有,经历了从借鉴、创新到完善的探索、实践过程,贷款基本达到封闭运行和良性循环。一、营业部储备贷款的现状按照国务院规定,中国农业发展银行办理粮、棉、油、肉、糖、烟叶、羊毛七种
The national special reserve loan is one of the major policy businesses of Agricultural Development Bank. The business operation of the head office’s sales department initially started with the self-lending business of receiving pork and sugar reserves. Up to now, the reserve loan is still the main business of the sales department, accounting for more than 80% of the loan balance. From the time we took over the business to more than three years ago, the varieties of reserves gradually increased and the loan balance doubled. The operation of the loan business grew from none, experienced the process of exploration and practice from reference and innovation to improvement, and the loan basically closed Run and virtuous circle. First, the status of the business department of reserve loans In accordance with the provisions of the State Council, China Agricultural Development Bank for grain, cotton, oil, meat, sugar, tobacco, wool seven