农村信用社是我国金融体系的重要组成部分,是支撑我国农业经济发展的重要推动力量。但由于种种主客观原因的影响,农村信用社信贷资产质量不高,阻碍了自身的经营与发展。进一步提高信贷资产质量,确保信贷资金安全就显得更为紧迫与关键。 Rural Credit Cooperatives are an important part of China’s financial system and an important driving force to support the development of China’s agricultural economy. However, due to various subjective and objective reasons, the quality of credit assets of rural credit cooperatives is not high, which hinders their own operation and development. It is even more urgent and crucial to further improve the quality of credit assets and ensure the safety of credit funds.