论文部分内容阅读
货币基金具有准储蓄的特征。华泰柏瑞货币基金基金经理郑青表示,替代活期存款可以说是所有货币基金的理想。同是货基收益有别大多数人总拿货币基金和储蓄进行比较,大家可能会忽略货币基金的收益能力也有很大差别。2012年,收益最好的货币基金(A类)年化回报超过3年期银行定存,为4.36%;而收益最差的年化回报只有2.31%,分化非常显著,一些货币基金的确能长期跑赢其他货币基金。
Monetary funds have quasi-savings characteristics. Huatai Bai Rui Monetary Fund manager Zheng Qing said that instead of demand deposits can be said that all Monetary Fund ideal. The same is the difference between the benefits of goods Most people always take the monetary fund and savings comparison, we may ignore the IMF’s ability to make returns are also very different. In 2012, the best-performing Monetary Fund (Class A) reported an annualized return of more than 3-year bank deposits of 4.36%, while the worst-performing annualized return of only 2.31% differentiated very significantly. Some Monetary Funds can indeed long-term Outperform other currency funds.