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本文结合当前的实际发展情况,从新常态的大视角来对于中小企业的融资方式进行分析,结合了中小微企业当前的融资状况,从内部和外部分为两方面对于融资所存在的困难进行探究,其不仅受到银行借贷、融资成本高等方面的影响,还和互联网金融秩序以及融资风险较之前变大有关。结合当前中小企业的发展实际情况,本文对于构建创新性平台、构建创新型市场等建议进行提出。
Based on the current actual situation of development, this article analyzes the financing ways of SMEs from the perspective of the new normal, and combines the current financing conditions of the small and medium-sized micro-enterprises to explore the difficulties of financing from the inside and outside. It is not only affected by bank lending and higher financing costs, but also with the Internet financial order and the financing risk more than before. Combined with the current development of small and medium-sized enterprises, this article puts forward suggestions for building an innovative platform and building an innovative market.