一、测定信贷资产风险程度的指标 测定、衡量信贷资产质量高低、风险大小的指标是信贷资产风险度。一般包括贷款风险度、贷款资产风险度、全部贷款资产风险度三个层次的指标概念。就某一笔贷款而言,贷款风险度=贷款方式风险系数×企业信用等级系数;就某一企业某种形态的贷款资产而言,贷款资产风险度=贷款风险度×贷款形态系数; First, the determination of the degree of credit assets risk indicators measured to measure the level of credit assets, the size of the risk index is the risk of credit assets. Generally includes the concept of loan risk, the risk of loan assets, the risk of all loan assets three levels of indicators. For a loan, the loan risk = the loan risk factor × the enterprise credit rating coefficient; in a certain form of corporate loan assets, the loan asset risk = loan risk × loan form factor;