国际金融改革潮流下,金融控股公司模式在全世界兴起,越来越多的国家选择以此模式从分业经营走向混业经营。在我国,金融控股公司于内自身经验不足,于外缺乏有效地监督管理,双重压力使这一金融形态在我国的发展面临巨大挑战,完善金融控股公司的法律构建成为我国金融改革过程中的重要议题。 Under the tide of international financial reform, the model of financial holding company is rising all over the world. More and more countries choose this mode to move from separate operation to mixed operation. In our country, financial holding companies lack of experience in their own lack of effective supervision and management, the dual pressures make this financial form in our country’s development is facing great challenges, improve the financial holding company’s legal construction has become an important financial reform process in our country issue.