保险成本较高,附带条款较多。一是保险费率较高。据调查,出口信用保险公司按照投保企业资质、出口贸易支付方式等标准分类管理,所需缴纳保险费率高低不等。最低费用为0.21%,最高费率则高达4.64%,大多数企业的投保费率居于中间水平。此费率不仅明显高于外资保险公司0.2%的平均水平,也远高于中国企业(行业平均利润率仅为3%至 Insurance costs are higher, with more provisions. First, higher premium rates. According to the survey, export credit insurance companies in accordance with the qualification of insured enterprises, export trade payment standards and other standards of management, the level of premiums paid to pay. The minimum cost is 0.21%, the maximum rate is as high as 4.64%, the insurance premium rate of most enterprises is in the middle level. This rate is not only significantly higher than the average of 0.2% of foreign insurance companies, but also much higher than the Chinese companies (industry average profit margin of only 3%