种子是最重要的种植业生产资料,是种植业提质增效的根本内因。粮油种子是促进粮食增产的最重要因素,对促进农民增收、确保粮食安全具有直接作用。如何发挥政策性信贷的扶持与导向作用,全面提升我国粮油种业的总体水平和运行质量,推动粮油种子产业良性发展,是值得研究的重要课题。文章以湖北省为例在调研基础上作些探索 Seeds are the most important means of crop production and are the fundamental internal cause of crop improvement and efficiency. Seeds of grain and oil are the most important factor in boosting grain output and have a direct effect on increasing farmers’ incomes and ensuring food security. How to give full play to the supporting and guiding role of policy-based credit, raise the overall level and operation quality of grain and oil seed industry in our country, and promote the sound development of grain and oilseed industry is an important topic worthy of study. Taking Hubei Province as an example, the article makes some exploration on the basis of investigation