项目融资,又称项目贷款,是指向一个特定工程项目所提供的贷款。它把项目的资产(包括项目各种合约上赋予的权利)作为抵押,并把项目的预期收益作为偿还债务的最主要来源。在这一融资中,贷款人主要指望项目实体及其在项目经营中所获得的收益作为偿款的来源,而不重视主办人的资产及信用,即由项目主办人出资组成一个经济实体(一般称项目公司),筹建并经营这个项目。这个经济实体以项目的资产为担保,筹措资金,并以项目建成后的营业收益,还本付息。这 Project financing, also known as project loans, refers to loans to a specific project. It pledges the assets of the project, including the rights conferred on the contracts under the project, and treats the expected return on the project as the primary source of debt repayments. In this financing, the lender mainly depends on the project entities and the proceeds they get from the operation of the project as the source of the reimbursement, not on the assets and credit of the sponsor, that is, the project sponsor contributes to form an economic entity Said the project company), preparation and operation of this project. The economic entity takes the assets of the project as a guarantee, raises funds, and repays the principal and interest on the business proceeds after the completion of the project. This