住房公积金制度出台的背景住房公积金制度的酝酿出台,在我国走的是“试点——推广——全面推行”的路,反映了过去搞运动、大干快上的思维模式。最初上海试点的理由是:借鉴新加坡经验,解决职工工资偏低、工资中住房消费含量不足的问题。而这样的理由有几点质疑:(一)为什么要借鉴 Housing provident fund system promulgated in the background of the introduction of housing provident fund system introduced in our country is the pilot - promotion - full implementation of the road, reflecting the past engaged in sports, big fast on the thinking mode. The initial reason for the pilot in Shanghai was to learn from the experience of Singapore to solve the problem of the low wage of workers and the insufficient amount of housing consumption in wages. And there are several reasons for this question: (a) Why should learn from