O型财务模式 适合结婚不久的年轻家庭采 用,尤其比较适用于白领阶层。前提是双方收入相 当,男女都拥有一份稳定的工作和收入。 财务表现:夫妻把各自的所有收入放在一起,平 时,双方都有权提取现金用于家庭的日常开支。夫妻 在家庭中的经济地位绝对平等,任何一项投资计划 都共同商量,并从共用账户中支出。 特征:这种类型的家庭,是外向型的二人世界, 在决定购买家庭内某件物品时目的性强。在投资方 面,投资目的明确,但有时会出现处理事务犹豫,投 资不够果断的情况,洞悉全盘后采取行动,一旦下定 决心便很难再改变。两人以互相信赖为基础,具备很 彻底的同伴意识。 O-type financial model suitable for married young families to adopt, especially for white-collar workers. The premise is that both sides have equal income and both men and women have a stable job and income. Financial performance: The couple put all their income together, usually, both parties have the right to withdraw cash for the family’s daily expenses. The economic status of a husband and wife in the family is absolutely equal. Any investment plan is negotiated and paid out of the common account. Characteristics: This type of family is an outward-looking, two-person world with a strong purpose in deciding to buy something in the home. With regard to investment, the purpose of investment is clear. However, there are occasions when hesitation in handling affairs is not achieved and the investment is not decisive. After we have taken a thorough look at the situation, we can hardly make any changes once we have resolved. The two are based on mutual trust and have a very thorough sense of peer.