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完善的社会保险基金监管制度有利于降低社会保险基金在运营中的风险,实现基金的保值增值。然而,以分散监管和行政监管为主的我国社保基金监管制度存在诸多缺陷。而三方机制是社保基金监管的应有之义。社保基金实行三方监管符合基金监管的权威性、独立性和制衡性的基本原则,可以有效保障基金监管决策的科学性、民主化和透明度。
A sound social insurance fund regulatory system is conducive to reducing the risk of social insurance fund in operation, to achieve the preservation and appreciation of the fund. However, there are many flaws in the supervisory system of social security funds in our country, which focus on decentralized supervision and administrative supervision. The tripartite mechanism is the proper meaning of the supervision of social security funds. The implementation of the three-way supervision of the SSF complies with the basic principle of the authority, independence and checks and balances of the supervision of the fund, which can effectively guarantee the scientificity, democratization and transparency of the fund’s regulatory decisions.