在德国社会保障体系中,医疗保障制度占有非常重要的地位,它以其强大的生命力和广泛的普适性,成为目前世界上效仿国家最多的医疗保障模式。改革后的我国医疗保障制度的基本架构,也基本属于德国的医疗保障模式类型。因此,研究德国医疗保障模式的建制理念和实践历程,对于我国仍在建设和完善中的医疗保障体系而言,无疑具有重要的指导意义。 In Germany’s social security system, the medical security system occupies a very important position. With its strong vitality and extensive universality, it has become the current model of the medical insurance in the world that follows the country’s largest. The basic structure of China’s medical insurance system after the reform basically belongs to the type of medical insurance mode in Germany. Therefore, studying the concept and practice of establishing medical insurance mode in Germany undoubtedly has important guiding significance for the medical security system that is still under construction and perfection in our country.